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Twin Screw Express Steamers Boston Direct to the

MEDITERRANEAN (VIA AZORES)

GIBRALTAR MARSEILLES NAPLES ALGIERS GENOA ALEXANDRIA First Class, $75 and $80 and upward, according to date of sailing. Send for Illustrated Booklet

BOSTON, QUEENSTOWN, LIVERPOOL SERVICE

For rates, plans, etc. apply to or address company's office, 77-81 State St., Boston

AMAICA

"The Land of Never-ending June"

An Ideal Spot in which to spend a Winter's Vacation and avoid
all the extremes of a northern climate

United Fruit Company's
Steamship Lines

Operate between BOSTON, PHILADELPHIA and JAMAICA the magnificent twinscrew United States Mail Ships

Admiral Dewey

Admiral Schley

Admiral Sampson

Admiral Farragut

Sailings weekly from Boston and Philadelphia. Fare for round trip, including stateroom accommodations and meals, $75.00. One way, $40.00.

PORT LIMON, COSTA RICA; CENTRAL AND SOUTH AMERICAN PORTS The United Fruit Company operates the only line of passenger steamers between Boston and Central and South American Ports, calling at Jamaica.

Sallings from Boston every week for Port Limon, Costa Rica.

Connections at Port Limon with United Fruit Company's Coast Steamers for Bocas del Toro. With steamers for Colon, Carthagena, Savanilla, Santa Marta and South American Coast points. With Costa Rica Railway Company for San Jose and interior.

SEND FOR OUR BEAUTIFUL BOOKLET WHETHER YOU CONTEMPLATE THE TRIP OR NOT.

ADDRESS FREDERIC S. JOPP, DIVISION PASSENGER AGENT

United Fruit Company, Long Wharf, Boston

Or full details may be RAYMOND & WHITCOMB, Excursion Agents
had at the offices of THOMAS COOK & SONS, Excursion Agents
Or at any of the Principal Railroad or Steamship Ticket Offices.

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I. Port Arthur.-Its Strategic Value. By ANGUS HAMILTON..

Fortnightly Review 701

II. The Place of Whistler. By FREDERICK WEDMORE.....

Nineteenth Century and After 707
III. Madame Felicie. By M. E. FRANCIS..........Longman's Magazine 716
IV. The Slav and His Future. By EMIL REICH..... Fortnightly Review 724
V. A Day of My Life in the County Court. By EDWARD A. PARRY....
Cornhill Magazine 733

VI. Matthew Arnold as a Popular Poet. By WILLIAM A. SIBBALD.....

VII. A Turkish Farm.

Macmillan's Magazine 742
Blackwood's Magazine 757

......

VIII. The Princess in the Tower. By ETHEL CLIFFORD
IX. Mr. Chamberlain's Future. By A STUDENT OF PUBLIC AFFAIRS...

764

Fortnightly Review 764

X. A City of Magnificent Distances. By HENRY W. LUCY.....

......

Cornhill Magazine 775

XI. Studies in Literary Psychology: Carlyle and the Present Tense....

By VERNON LEE

XII. Fort Drouthy. By X.

XIII. The Forerunner. By CHRISTIAN BURKE..

Contemporary Review 781
Blackwood's Magazine 786
Pall Mall Magazine 797

XIV. The Growing Distaste for the Higher Kinds of Poetry.

By ALFRED AUSTIN..

XV. A Lad of Promise........

Fortnightly Review 798
..Blackwood's Magazine 805

XVI. Work and Rest are Both Builders. By FREDERICK LANGBRIDGE... 809
XVII. The Gardens of Tokio. By REGINALD FARRER.

....

Macmillan's Magazine 809

XVIII. Is Fiction Deteriorating? By JANE H. FINDLATER..National Review 814
XIX. Lost Opportunities...

XX. A Man of Letters. By WILFRID MEYNELL.
XXI. A Prologue. By C. D. G. ROBERTS.
XXII. Elizabeth Barrett Browning...

XXIII. Radium. By R. H. LAW...

....Punch 821 Academy 823 825 .London Times 825 Pilot 830

XXIV. The German Government and Socialism..

.Saturday Review 830

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Spectator 883
835

Address:

THE LIVING AGE CO., 13 1-2 BROMFIELD ST., BOSTON, MASS.

Terms: Single Numbers, 25 Cents.

Yearly Subscription, $3,00

Entered at the Post Office at Boston as second-class matter

The OLDEST and most WIDELY circulated Banking Journal
in America.

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Devoted to current finance, United States Treasury movements, foreign trade, and especially to the analysis of banking operations, statistics and practices.

Banking News.

Gives a list of all new banks each week, a list of failed and closed banks and changes in title and management. Considerable space is also devoted to the special mention of changes. National Banks.

The Comptroller of the Currency supplies us weekly with complete reports relative to the organization of National banks, applications for authority to organize such institution, together with all the changes in officers and reserve agents.

State and Private Banks.

All new and closed organizations, changes and incorporations are reported each week. Legal Decisions.

The latest decisions of the courts on banking questions are carefully selected and digested by experienced lawyers each week.

Clearing House Returns.

The Clearing House returns of the cities of New York, Boston and Philadelphia, are given in detail. The total weekly clearings of every Clearing House in the country is also reported. Bankers' Associations.

THE AMERICAN BANKER is the only Journal which gives reports of the proceedings of all the Bankers Associations in full. It has been the first to advocate and support this movement among bankers and has been instrumental in the organization of several associations. It will not be long before every State in the Union has its organization of bankers and wide-awake bankers will want an authentic report of the deliberations of these associations.

Investment Opportunities.

Under this head are described the latest issues of municipal, country and railroad bonds, stock offerings of banks, commercial associations, etc.

Obituary Record.

A record of all deaths of bank officers is given under this head each week.

General News Items.

Matters of special interest occurring in the business world are arranged in brief paragraphs, giving a comprehensive review of the week.

Quotations.

Bank Stock quotations of the principal cities, Railroad Stocks and Bonds, and all active Stocks listed on the New York Stock Exchange are given each week.

STUMPF & STEURER, Publishers, P.O. Box 411, New York.

MOONBLIGHT

AND SIX FEET OF ROMANCE

With Fifty Pictures by the Author

In this story a coal-mine owner, by the help of a curious old book of "black magic," becomes strangely endowed with the power of seeing things as they really are.

In the light of his new-found power of vision he studies the social conditions which environ him. He attempts, by means of a scientifically ideal restitution, to correct the injustice of the system the logical operation of which has made him a multi-millionaire at the expense of his fellow-men. This attempt is the indirect cause of a great strike, involving all the mines, in the telling of which the human side of the economic problem of the ages is brought home to the reader with a power possible only to a gifted writer who is likewise a gifted artist.

Dull-surfaced all-rag paper, hand-sewed, 254 pages. With an introductory study by Mr. Louis F. POST, editor of The Public, of Chicago; and an appendix. Price, $1 25 NET. Postage, 10 cents.

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Elegies: Ancient and Modern

BY MARY LLOYD

Toledo (O.) Blade says: A most valuable addition to English literature. A keenly critical judgment and an understanding of what the various great poems of this kind mean in the history and the mental and moral progress of the people who gave them birth."

A critical and historical study of the Elegiac poetry of the world, together with an anthology of this noble form of verse selected from the literature of all peoples and of all ages. Two volumes. Volume I, now ready. $1.50 NET, each volume. Postage, 12 cents.

The Gate Beautiful:

Being Principles and Methods in Vital Art
Education

BY PROF. JOHN WARD STIMSON

The San Francisco Bulletin says: "The great book of the century." Joaquin Miller says: "The Bible. Shakespeare, and The Gate Beautiful are the world's three greatest books." With thousands of illustrations. Two editions. Cloth bound, $7.50 net. Postage, 43 cents. Paper covered, $3.50 NET. Postage, 26 cents.

Cape Cod Ballads

and Other Verse

BY JOE LINCOLN

The Detroit Free Press says: "Mr. Lincoln can paint pictures in verse, and he can make us see them. For the rest, he has caught and fixed the Yankee wit and shrewd philosophy."

Illustrated by Edward W. Kemble. $1.25 NET. Postage, 8 cents.

At all booksellers, or of

Boston, Mass. ALBERT BRANDT: Publisher Trenton, N. J

"The Brandt Books" and "The Arena" Magazine

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ELECT personally-conducted parties of refined

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We have purchased the above-named publication and the December number was the first issue under our ownership. We intend to make this well-known publication more than ever desirable and complete. We have set a very high standard for ourselves in this venture and shall not be satisfied unless we produce the finest musical journal published anywhere. The Musical Record and Review is discontinued. We shall earnestly endeavor to deserve the co-operation and interest of all music lovers, and already have reason to be much gratified from the evidences of a disposition on the part of the music-loving public to assist us in carrying out our plans. Send for sample copy and attractive Premium List.

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