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think much of a great railroad which would be content to endanger the lives of all its passengers by using a depot together with a miserably managed road. Not peace, but a sword, has been and must be, at times, the means to a high end, Our name, especiall.. “ Associated Charities," which mant

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In this cultivated home the intellectual nature of the boys developed. As they grew older, they went to the theatre only to see Shakspere's plays, though they struggled up into the top gallery, like Charles Lamb. When we first knew this family, thirteen years ago, they all ate out of one dish on the floor. Now one of the sons earns $1,700 a year as a designer, and the family owns a house in the suburbs.

Often the relation becomes quite social between visitor and family. At the conference one day a visitor told of a family she had befriended for five long years, where at last there had been considerable improvement in cleanliness, and some members had joined the savings society. Some one asked if the visitor would keep on with the family. “Oh, yes; but I only visit the family socially now," she answered.

We have now seen how the visitors impart their own virtues, how they cultivate the intellect, health, industry, self-dependence, thrift, and the social natures of their poor friends. In these ways and many others the visitor takes up the brotherhood of man, and translates sentiment into living acts and practice.

If we are anxious to keep our poor families from being pauperized, to help them to save, to start them out into new fields of activity and enjoyment, we should keep them under our continued care. Although kind and considerate, we must be firm and constant. Conciliation and tact are essential for success in our work; and these can be cultivated in us and in our unfortunate friends only by a long personal acquaintance and by frequent consultation on things of interest, finally making a compact of friendship and justice most powerful for good.

The more discouraging a family is, the more courage we summon to help them out of their difficulties. Although sometimes it takes a great while to discover them, encouragement and praise of the good points of a family, and their cultivation, bring excellent results. As soon

as the visitor and the family know each other well enough to have a hearty laugh together, even if it be at the expense of the family, it is a great help. A visitor found it difficult to get on confidential terms with one of her families until they happened to be talking about the children's birthdays, when she was surprised to find they all four came on holidays - Washington's Birthday, 4th

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of July, Christmas, and Thanksgiving. Upon further inquiry, the woman said she always called the holiday of the month in which each child was born the birthday, as it was easier to remember. Then the woman and the visitor had a laugh together over what would have happened if one of the children had been born in October or any other month when there is no holiday.

Constant attention is given to make the friendly visitor efficient and progressive. If the family moves from our district, the visitor is asked to continue his friendly relations, except in rare instances. For, if any charity work is worth doing at all, it is worth following up to see the results, that we may learn what plans it is wise to try again in like cases. Co-operation with relief societies is often made secure for special families, if we can quote practical results of long standing in similar cases. We try to keep growing, even if we have to learn sometimes by failures.

The continued care of families often leads to the adoption of new principles in our work. For instance, in the early days one of our old women, who had received a small monthly pension from the overseers of the

poor years, had been taken off from public relief, and the same pension given by a benevolent individual. Her case had been investigated by the overseer's visitor, by the Associated Charities' agent, and she had had a friendly visitor for a long time. Finally, from a new landlord we learned that this woman had a daughter who owned a six-thousand-dollar house, and was quite able to provide for her mother. This taught us the lesson that, where pensions are given, investigation should always be continued as long as the pension lasts. Soon after this an aged man and wife applied for a pension. True to our new principle, we looked up their old bank account, and to our surprise and theirs discovered still to the man's credit the sum of six hundred dollars, the bank having neglected to enter this amount on his book upon the death of a former wife and the transfer of her account in the bank to his name. With the help of a son this aged couple still live on their savings.

In all this work of the continued care of families, the visitor receives the constant help of the weekly conference, where we learn from each other, and of the daily committee, one member of which is at the office every day to make action taken for each family prompt and efficient.

Sometimes we cannot help wondering what the poor families think

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think much of a great railroad which would be content to er danger the lives of all its passengers by using a depot together wit| a miserably managed road. Not peace, but a sword, has been and



about us, what they would wish to say if they were here with us
to-day on this subject of the continued care of families, how they
look upon friendly visiting and the visiting friends going on year
after year. Once in a while we get hints of their thoughts. A
young visitor is in the habit of calling every week upon the old
woman in her care. When she cannot visit during the week, she
sends a letter to speak for her. Lately she has been much sur-
prised and pleased to find all these notes preserved and as carefully
tied up as a package of love-letters. In another family the visitor
was talking with a boy, Dan, for whom she had tried to get work,
when he said, “If you offered me the best place in Boston, I
wouldn't take it.” The visitor replied: “Do you know what a fool-
ish remark you have made ? You do not seem to care for my help.
Perhaps you do not want me to come here. Now I will give you
just five minutes to think about this, and whether you ever want to
see me again.” Dan did not say anything, was perfectly sullen
while the visitor sat, watch in hand, until she said, “The five min-
utes are up.” He answered, “I do want to see you again.” Then
the visitor told him she should come soon, and expect to find that he
had got work for himself; and sure enough he had, getting $6 a

As the habits of childhood help to make the character and suc-
cess of the man, so the habits we are forming in our Associated
Charities will shape the character and reputation of our work, Our
lessons are the fruit of both sweet and bitter experiences, but the
pleasant memories predominate.

Holding fast to the good that has come to us, and to our poor
friends, from the past and the present, we lift our eyes for a vision
of the future. Behold, the sky is still gray and dull with the cloud
of degradation, destitution, and neglected childhood; but in tł
west a clear, bright light gleams. It glows brighter and clearer
the years move on. It reaches up into the dark clouds, giving th
a silver lining. The destitute are not so numerous or so poor,
degraded are decreasing and improving, the children have a be
chance in life.

How can we make this dream of the future a reality? What
can the continued care of families take in the uplifting of the
As all knowledge gives power, so an intimate acquaintance wi
poor people furnishes facts upon which to build safe foundati

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the future. Not in vain are the sufferings of the poor. They teach
us how to protect them, their children, and others from the like dis-
tress in the future. Already there are many forms of preventive
work, but especially prominent are the savings societies, the recent
introduction of physical and industrial education, the neighborhood
guilds. The day cannot be far distant when ethical education will
find its way into the schools. Great opportunities are ours in the
continued care of families. May we have wisdom to see, and, see-
ing, to act for the best good of the present and the coming gen-
erations !




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The Louisville Charity Organization Society was organized in January, 1884; and I am not extravagant in saying that since then it has had uninterrupted success, increasing its usefulness and winning its way into the confidence of the people of the city of Louisville every year since it started. The extraordinary work that it performed during the great floods of 1893 and 1894, and also in the administration of the relief during the great cyclone which occurred in March 27, 1890, of which relief committee I had the honor to be chairman, advertised, as it were, its work in such a way as to make it not only strong in a local and State sense, but also in a national way. The story of the great work of relief incident to the cyclone calamity, as told by myself at the Baltimore Conference, will perhaps be remembered by many of you. I simply refer to it now to show that, when good work is done, the public is ready to provide the funds to carry on such work.

For many years we occupied rented quarters for our society; but early in 1894 one of our noble-hearted women, Mrs. Mary R. Belknap, desiring to perpetuate the good name of her husband, whose heart and influence were always warm in behalf of true charity, presented the Louisville Charity Organization Society with a handsome




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think much of a great railroad which would be content to endanger the lives of all its passengers by using a depot together with a miserably managed road. Not peace, but a sword, has been

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home on Walnut Street, admirably situated, with large grounds running back to another street, and, in addition, an independent entrance from a side street, thus giving three separate entrances.

After we had moved into our new quarters, it was the desire of the board to provide a home for transients, and also a workshop for our worthy unemployed. The ground that had been given to us was large enough for the site of the building known as “Wayfarers' Lodge.” One of our noble public-spirited citizens, R. A. Robinson, Esq., who has given largely of his means to philanthropy and charity, and still lives to do more and see in his day how wise a thing it is for a man to be his own almoner, gave us $5,000 for this special purpose. This was supplemented by other amounts to near $9,000; and, before the year was over, we had erected on this ground, though entirely separate from the other building, a large brick and stone structure. We fitted this up with a large bath-room, and dormitories to accommodate over one hundred sleepers, the whole completed in the best sanitary manner. Workshops and ample stables for our horses were also provided. A committee from the Massachusetts legislature, on visiting and inspecting these, pronounced them in all their details and methods unequalled in the country. The value of the pro rty which we course the Wayfarers' Lodge is part and parcel of the Louisville Charity Organization Society, though operated separately through committees from that organization is $30,000; and there is not a dollar of indebtedness on it. The buildings, though we have had to deal largely with a transient and tramp class of people, are as clean as any reformatory institution in the country, and are pointed to with pride by our citizens.

While this is true in regard to the building, what of the work done in the building, and through its agency?

During our fiscal year, ending Oct. 1, 1894, there were taken care of by this lodge 2,837 inmates, to whom were given 39,126 meals and 15,527 lodgings; and these inmates for that period cut and sold 22,545 barrels of kindling wood. From that date up to the first of May, which covers the entire winter season of 1894-95, there have been in this Wayfarers' Lodge 2,446 inmates, to whom were given 12,228 lodgings and 30,632 meals; and, in return, they cut and sold 21,237 barrels of kindling. These lodgings and meals were, in the larger portion of the cases, earned by the persons who received them

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