Mrs. Bennett arrived at the conclusion that the attachment of Teddy Nolan, the policeman, for her cook must be investigated, lest it prove disastrous to domestic discipline.

One morning she took Annie, the cook, to task regarding the matter. Annie admitted his attentions.

"Do you think he means business, Annie?" asked Mrs. Bennett.

"Yis, mum, Oi t'ink so," replied Annie. "Annyway, he's begun to complain about my cookin', mum."

Smoke First, Fire Later. Maud "Would you object to a husband who smoked in the house?" Marie "Most decidedly. keep quiet about it until I get one."Boston Transcript.

His Generosity.

But I shall

A "Tommy" lying in a hospital had beside him a watch of curious and foreign design. The attending doctor was interested.

"Where did your watch come from?" he asked.

"A German give it me," he answered. A little piqued, the doctor inquired how the foe had come to convey this token of esteem and affection.

"E 'ad to," was the laconic reply.Toronto Globe.

A Peculiar Knack.

"In every walk of life a sense of humor is a help and a blessing. At the same time even this may exist in excess. I, for my part, shouldn't care to have so great a sense of humor as a British soldier I once heard about. This soldier was ordered to be flogged. During the flogging he laughed continually. The lash was laid on all the harder, but the rain of blows only seemed to increase his delight.

"What are you laughing at?' the sergeant finally asked.

"Why,' the soldier chuckled, 'I'm the wrong man.'

A Devotional Turn of Mind. As the new minister of the village was on his way to evening service he met a rising young man of the place whom he was anxious to have become an active member of the church.

"Good evening, my young friend," he said, solemnly, "do you ever attend a place of worship?"

"Yes, indeed, sir; regularly, every Sunday night," replied the young fellow with a smile. "I'm on my way to see her now."

OUR PENSION FUND.

Is anything being done to excite interest in the Pension Fund?

After making inquiry of several life insurance companies for rates on annuities, I was referred to one of the leading companies writing this nature of insurance, which company made the following proposition:

The annual premium for a ten-year deferred annuity, no return, on a male life, aged 55, of $100 per annum, amounted to $71.20 and the single premium $574.40, payable in semi-annual installments, first payment payable six months after the expiration of the deferred period.

In other words, for every dollar of annual, premium paid for ten years, I would receive a life annuity of $1.40, beginning at the end of the ten-year period.

In the Pension Fund of The Order of Railroad Telegraphers, I would pay $24.00 per year for ten years and receive a pension of $240.00 per year for the remainder of my life; that is, every dollar of annual premium purchases a life annuity of $10.00, or seven times as much as it' will purchase in one of our most prominent companies handling this line of insurance.

Brothers and sisters, do you know a good thing when you see it?

Come on, let's go into the Pension Fund ten thousand strong.

C. L. ABBOTT, Cert. 175, Div. 76.

IMPRESSIONS OF AN ORGANIZER. It is doubtful if the various phases of the peculiarities of human nature are to anyone made so clearly manifest as to a labor organizer. They run the entire gamut; from the individual who has had his mind firmly made up for years that

he would join the organization of his craft at the first opportunity presenting itself to the individual who can conceive no necessity whatever for such an adjunct to a man's industrial life.

The life insurance agent probably ranks next to the organizer in securing an insight in psychological manifestations. While life insurance deals more with the future in its benefits, and more generally, benefits which others will reap, rather than the individual paying for them, the advantage derived through membership in a trade organization assists not only the relative, but the member himself, not in the future only, but in his daily present also.

Almost everybody carries insurance, which is proper and prudent, and all acknowledge the advisability of so doing, but on the other hand, there are those who refuse to be convinced that trade unionism is a bread and butter proposition and as much a necessity as a means of securing a better livelihood as life insurance is in assuring an annuity for his heirs.

An organizer's duty is the dissemination of knowledge along industrial trade union lines. An educational campaign, in other words. As a matter of course, he will meet often-daily, I might saymen who have had the advantage of a high school, normal or college education. Men who along certain lines, often entirely foreign to anything whereby their physical or financial conditions could by any remote chance be bettered, are well read and intelligently conversant, yet who, when the proposition to join the organization is broached must claim the necessity for time to consider it.

Among the telegraphers, the eighthour man who has been enjoying the

benefits of the nine-hour law for the past ten years, and others who, through organized efforts on other roads for years past, have been reaping the benefits of such exertion simply because their employers are of necessity compelled to increase wages in order to compete with organized roads in the labor market-a case of supply and demand, nothing more -still spring the "This is so sudden" stuff on the organizer.

When a man hands out such an excuse, it invariably brings to mind Robert Burns' amusing reflection,

"Oh, wad some power, the giftie gie us, To see cursels as ithers see us."

A

Then there is the individual who must needs be assured of about 99 44-100 per cent membership before he could ever consider tendering his application. moment's reflection would convince him that should everyone think along the same lines, schedules would be impossible and organizations would die at conception simply for lack of nourishment.

We meet those who lack courage to assert their undeniable prerogative-who imagine that should they join hands with their fellow-worker in an honest and legal endeavor to better conditions, and the knowledge of their membership became known to the officials, the entire resources of the road, and all the vindictiveness and personal enmity existing throughout the entire world would be marshaled together by, and under the command of, his superior officers and concentrated upon him in order to make his life miserable, or to displace him entirely, Director-General McAdoo's General Order No. 8 to the contrary, notwithstanding.

Could courage but be bought over the counter and injected with a hypodermic, what a boon it would be to the organizer. What pleasure one could derive, to step off the train and give the subject a shot while he was busy unloading the mail. What satisfaction to see him turn and insist on an application blank immediately, who on your previous visit had ventured the opinion that the Superintendent might not like it.

At times we meet the man who has grave fears that his bunion might develop into appendicitis, in which case a trip to the hospital would be necessary and every cent he possessed would be required for his maintenance during such period. To all such we place before them for consideration, as diplomatically as possible, the insurance feature of the organization, mentioning casually that the local lodge also makes provision for a flower fund.

The men in financial straits due to large families, doctor bills, the high cost of living, etc., and who will be found more numerous on unorganized roads than elsewhere, which almost prohibits an extra expenditure sufficient to maintain an up-to-date card, are not without their rights to receive a respectful hearing, but at the same time they should not lose sight of the fact that the dues necessary to the securing of membership into the organization of their craft, is their most pressing debt. For the other obligations, which, of course, should and must be paid, they receive a receipt and the transaction is closed. For the dues to the organization they receive not only a receipt which entitles them to fraternal courtesies, but through membership an assurance that future debts will not only be more easily paid, but eliminated through the enjoyment of a higher wage scale and better working conditions which invariably follow the securing of a schedule.

One could continue almost ad infinitum to dwell on the subject of various excuses a person will resort to in an effort to shirk a just responsibility, but after all is said and done, the fact still remains that so long as the organization which would represent him is a recognized one, the foundation of which is based on honest endeavors, equal rights and just considerations, whose finances are sound, whose record is bright with progressive achievements, and whose future holds forth guarantees of a continued advancement toward the goal of a realization of life's highest ideals, it then becomes all too plainly apparent